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Don't Be Bare
What Every Contractor Needs to Know About Insurance
by Dave Lester


ARE YOU A SMALL TO MID-SIZE CONTRACTOR? If you are, you know that contractors face plenty of risks just completing their work on time and on budget. But what about those risks you’re trusting your insurance policies to cover? Have you ever wondered, Do I have the right coverage? Do I have enough coverage? Am I paying too much? Am I protected if one of my sub-contractors causes an accident? Don’t wait for an on-site or off-site accident to put those questions to a costly test. Don’t Be Bare walks you through a detailed, easy to understand insurance policy review followed by powerful activities you can use to take control of your cost of risk. You’ll learn which small changes in the fine print can cause enormous financial consequences. Don’t Be Bare goes on to explain how safety incentives, early return to work programs, and accident investigations are remarkably effective at changing team behaviors and lowering costs. Spend a few hours with Don’t Be Bare. It could save your company.


DAVE LESTER has spent more than thirty years as an insurance advisor helping contractors keep their companies safe and profitable. After talking with countless frustrated contractors and seeing an endless stream of potentially fatal insurance mistakes, he wrote Don’t be Bare to share how insurance really works with the folks who need it most. He continues to pursue his passion through training up-and-coming insurance professionals to educate and protect their clients.


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