Insurance: Concepts & Coverage
Property, Liability, Life, Health and Risk Management
by Marshall Wilson Reavis III, PhD

---

RISK IS UNCERTAINTY AS TO LOSS… RISK IS OMNIPRESENT AND ALL PERVASIVE… INSURANCE PROTECTS AGAINST THE ECONOMIC LOSS CAUSED BY RISK This book provides an actionable approach to the functions of the insurance industry in an easy to use examination of property, liability, life and health insurance coverages plus information on the basics of a risk management program.

---

Dr. Reavis has been active in the insurance industry for many years as an academic and as a practioner with major insurance companies. His knowledge of the activities of insurance companies and their insurance policies is extensive and current. Dr. Reavis has a keen understanding of the history and development of insurance coverages and the responsibilities of underwriting, claims, marketing and administration in all lines of insurance. As a trial and consulting expert he has worked nationally representing plaintiffs and defendants in both state and federal courts. Further he is experienced in the matters of bad faith/good faith conduct of parties to the insurance transaction. For many years he has published extensively on the various insurance coverages and practices of insurance companies and their agents.

---

Contributors

Author

Marshall Wilson Reavis III, PhD

---