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  • Community Development Finance

    COVID, George Floyd, and the Fight for Equity, 2016-2025
    by

    In this sequel to earlier studies of the origins and growth of the community development financial institutions (CDFI) movement, Clifford N. Rosenthal and Dana Archer-Rosenthal document and assess the most momentous period in the movement’s...


  • Why Canada Needs Postal Banking

    by

    In almost half the communities in small town and rural Canada that have a post office, there are no bank or credit union branches; Only about fifty-four bank and credit union branches exist in the over 615 First Nations communities in Canada; A...


  • Democratizing Finance

    Origins of the Community Development Financial Institutions Movement
    by

    Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive...


  • Capitalism Perverted

    Exposing The Sources of Income Inequality
    by

    We all heard so much about the Global Financial Crisis in 2008—it was in the news every day for many months. Some countries, like Greece and Portugal, were nearly bankrupted, and we heard a lot about Americans losing their homes. • Do you wonder...


  • Financial Inclusion at the Bottom of the Pyramid

    by

    As incredible as it may seem in this hyper-connected, technologically advanced era, half the planet’s population exist as “Financial nomads”—those who nourish and shelter themselves without using traditional banking services. While the wealthy...